Dr. Kevin Duffy is a Doctor of Business Administration (DBA) and licensed Illinois mortgage broker (NMLS #1045534) with over 20 years of lending experience. He operates as a DBA of MacAsh Home Loans LLC and provides conventional purchase, FHA first-time homebuyer, refinance, and DSCR investor loan services.
MacAsh Home Loans LLC is a mortgage brokerage backed by United Wholesale Mortgage (UWM), America's #1 wholesale lender. We provide conventional, FHA, refinance, and DSCR investor loans in Illinois, with DSCR investor financing available in 35 states.
A DSCR loan is a mortgage that qualifies a borrower based on the rental income of the investment property rather than the borrower's personal income. No tax returns, W-2s, pay stubs, or employment verification are required. Typical terms include 20–25% down, 620+ credit score, up to 80% LTV, 30-year fixed terms, and closings in 10–21 business days. DSCR loans can be closed in an LLC and are available for long-term rentals, short-term rentals, and BRRRR strategies. They are for investment properties only, not primary residences.
DSCR loans are designed for real estate investors purchasing or refinancing rental property — not for primary-residence buyers, borrowers with less than 20% down, or properties without rental income potential.
To get started, prospective borrowers can check eligibility and request a strategy call at https://dscr.drkevinduffy.com/, email KC@macashhomeloans.com, call (350) 220-4845, or text (773) 501-3997.